PRODUCT TERMS
RACE SHOPS: Complete package policy coverage available including general liability, business
auto (including transporters), crime, business income, electronic data processing equipment, etc.
RACING OWNERS & SPONSORS: This coverage is designed to protect the interest of Racing
Owners, Sponsors and Drivers for covered losses where the facility's or sanctioning body's
insurance limits are insufficient for possible claims in which the Owner, Sponsor or Driver is
named.
OFF TRACK AND STORAGE: This cover is designed to protect competition vehicles from
physical damage losses due to fire, theft, trailer upset and other claims. Also covered under this
form are spare parts, tools and equipment. Coverage is provided while the insured items are
stored, transported to and from events and while in paddock or garage areas.
DISABILITY INCOME: This cover is designed to provide disability income to athletes who earn
their living in the motorsports industry.
PARTICIPANT ACCIDENT: These policies cover medical expenses as a result of an accident. If
you have a group event.
PRIZE INDEMNITY INSURANCE: Offering a luxury prize with the comfort of knowing that if
someone gets lucky. you are covered. Each incentive or contingency is rated on the degree of
difficulty to achieve.
DRIVER BONUS: Allows either the team or a sponsor to motivate a driver or even pit crew
with the world's best motivational tool - money! You can offer your driver/team a bonus to
obtain a certain goal (i.e. number of races won, winning nominated races, finishing in the top 5,
finishing the series top driver etc.)
LIFE INSURANCE: We specialize in getting Motorsport Enthusiast, Club Racers, and Pro Racers Life Insurance coverage. Often times, depending on type of participation, we can get you a rate with no additional surcharge
