DRIVERS EDUCATION

The Drivers Education Physical Damage policy is designed to provide physical damage coverage for street legal and/or track prepared vehicles while “On Track”. The coverage will pick up where your standard auto policy ends, if you are participating in approved Drivers Education, Member Day, Autocross, Open Track and Time Trail event.   

The purpose of the program is to provide coverage for damage to a Named Vehicle(s), driven by a Named Driver(s) while participating in a Named Event(s), each of these are to be declared within the application. Additional Vehicles, Drivers, and Events maybe added to the policy, this must submitted and approved prior to the event.

This is first party coverage only and does not extend to damage to the track and/or another vehicle. If you are interested in coverage that covers damage the track and or other property please ask about our Drivers Education Liability policy.

Any time the vehicle(s) is “Off Track”, the personal auto policy or an Off Track and Storage policy for the Named Vehicle(s) will provide coverage as it is not on closed course circuit course. Coverage begins and ends while the Named Vehicle(s) is “On Track” at Named Events only.